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3 Tips to Finance Your Luxury RV

Exterior of a luxury RV travel trailerLuxury, destination trailers are larger, more spacious and even more comfortable! They are designed to be towed to a location and left for long periods of time – almost like a summer home or cottage on wheels! Some of the unique features include, higher ceilings, heavier furnishings, and more standard-size appliances. They are typically longer in length (about 40 feet) and greater in weight,and are sometimes known as “park models,” as their owners often park them in a campground and visit them throughout the season.

If you’ve fully embraced the RV lifestyle and are ready to upgrade to the ultimate luxury destination trailer, you may need a little help getting the loan started.

Tip #1 – Don’t Skip the Credit Check

Qualifying for an RV loan is more difficult than qualifying for a standard car loan, so it’s a good idea to check your credit report before you start shopping. You can get a free copy of your report from each of the three nationwide reporting agencies every 12 months from annualcreditreport.com. Or you can contact the credit bureaus individually: Equifax Credit Information Services: 1-800-685-1111, Experian: 1-888-397-3742, TransUnion Corporation: 1-800-916-8800.

Tip #2 – Get Your Information Together

Before you apply for the RV loan, streamline the process by getting your information together in advance. Typically, you’ll need the following:

  • Name
  • Social Security number
  • Date of birth
  • Current and previous address(es) and length of occupancy at each
  • Current and previous employer(s) and length of employment
  • Occupation
  • Sources of income
  • Total gross monthly income
  • Financial information on current credit accounts, including debt obligations
  • Tax returns (usually two years)

Along with this information, you’ll need your down payment. The typical down payment for an RV loan is 20%.

Tip #3 – Let Your Dealership Do the Talking

In dealership financing, you work through the dealership to secure financing. You and a dealer enter into a contract where you buy a vehicle and agree to pay – again over a period of time – the amount financed plus a finance charge. With dealership financing, you get:

  • Dealers offer vehicles and financing in one location and may have extended hours, like evenings and weekends.
  • Multiple financing options. The dealer’s relationships with a variety of banks and finance companies may mean it can offer you a range of financing choices.

Financing through RV Wholesale Superstore is quick and easy, and our rates are competitive with other lending sources. Complete and submit https://rvwholesalesuperstore.com/finance/, and we’ll do the rest of the loan legwork for you!

Wildwood Lodge Luxury RV Trailer

Explore A Luxury RV

If you are looking for an RV with the convenience of a travel trailer and all the amenities of a fine vacation home, look into a luxury RV destination trailer. They’re packed with great features, such as:

  • Creative floor plans
  • Appliances to provide all the comforts of home:
    • LCD TVs
    • air conditioners
    • refrigerators
    • microwave ovens
  • Spacious bath/shower units
  • Large king & queen-size beds
  • Functional, convertible furniture

RV Wholesale Superstore offers amazing trailers, such as Cedar Creek Cottage, Cherokee, Coachmen Catalina, Sierra, and Wildwood DLX and Lodge models. Once you fall in love with your future vacation destination, let us help you secure financing.

Download our Complete Guide to Financing Your RV!

Contact RV Wholesale Superstore!

Whether you’re ready to buy or still deciding which RV is best for you, the professionals at RV Wholesale Superstore are ready to help. Visit us in-person at 5080 W. Alexis Road, in Sylvania, OH or call us at (844) 601-1171.

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